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December 2019
Updated 2020 Health and Welfare Plan Limits
EZ ERISA is pleased to announce the updated Health and Welfare Plan Limits for 2020! Additional limits and limits for prior years can be found on the IRS website.
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September 2019
The Stolen Laptops - HIPAA Horror Story #27
Are you ready for your client’s reaction? Two weeks ago, an EZ ERISA Partner called us in a panic. One of their clients had three Human Resource employees in town visiting. They were at the local Denny’s enjoying their morning coffee and breakfast. When they went to leave for the meeting with our Partner, they noticed the passenger side window was broken and papers had been thrown everywhere....
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May 2019
HIPAA Policies Are Not Optional
You Have Handbook and Policies for Holidays, But No HIPAA Policy to Protect Your Employee’s Health Information? Huh?
All employers who sponsor group health plans, regardless of whether they are self-funded or fully insured, have substantial obligations under the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”). Complying simply isn’t optional, and the failure to do so... -
May 2019
To Wrap Or Not To Wrap? That is the Question
Employers and Plan Administrators of employee benefits plans subject to the Employee Retirement Income Security Act of 1974, as amended (“ERISA”) face substantial legal and financial risks for failing to maintain a compliant Plan Document and to provide plan participants with a compliant Summary Plan Description (“SPD”). Many Employers and Plan Administrators mistakenly believe that other...
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April 2018
Comments on Unum’s Final ERISA Disability Claims Procedure Regulations Notice
The U.S. Department of Labor (DOL) recently announced final regulations which revise the claims procedures for employee benefit plans providing disability benefits (See 29 C.F.R. §2560.503-1). These regulations will take effect for disability claims made on or after April 1, 2018. Plan documents and Summary Plan Descriptions (“SPDs”) must conform to these legal requirements. If a plan participant...
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April 2018
Disability Claim Regulation Update
What Happened?
The U.S. Department of Labor (DOL) recently announced final regulations which revise the claims procedures for employee benefit plans providing disability benefits (See 29 C.F.R. §2560.503-1). These regulations will take effect for disability claims made on or after April 1, 2018. Plan documents and Summary Plan Descriptions (“SPDs”) must conform to these legal requirements.... -
January 2017
What Does a Donald Trump Presidency Mean for Group Health Plans and Your Obligations as an Employer?
Introduction
The election of Mr. Trump will likely bring some relief to employers and individuals who are wrestling with the rigors of compliance with the Affordable Care Act (“ACA”). We caution, however, that until the government acts to make the changes promised by Mr. Trump, the current legal structures remain in place and compliance with the ACA must continue, until those actions are taken...
